Getting Started
What does WhatIf do?
WhatIf lets you simulate historical investment scenarios. You can see how much money you would have made (or lost) if you had invested in any stock or cryptocurrency at any point in the past. The app supports both one-time investments and recurring investments (dollar-cost averaging).
How do I calculate an investment?
- Select whether you want to check a stock or cryptocurrency
- Search for the asset by symbol or name (e.g., "AAPL" or "Apple")
- Choose between one-time or recurring investment
- Enter the amount and dates
- Tap Calculate to see your results
How do I compare two investments?
After calculating an investment, tap "Compare with Another Asset" on the results screen. Search for a second asset, and WhatIf will show you which investment would have performed better using the same investment amounts and dates.
Frequently Asked Questions
How accurate is the historical data?
WhatIf uses real historical market data from trusted financial data providers. Stock prices are adjusted for splits and dividends to provide accurate calculations. However, this is for educational purposes only and past performance does not guarantee future results.
What is "If kept in cash" value?
This shows what your money would be worth if you hadn't invested it, adjusted for inflation. It helps you see the real purchasing power impact of your investment versus just holding cash.
What is dollar-cost averaging (DCA)?
Dollar-cost averaging is when you invest a fixed amount at regular intervals (daily, weekly, monthly, or yearly) regardless of the asset's price. This strategy can help reduce the impact of market volatility over time.
Can I use this for real investment decisions?
No. WhatIf is designed for educational purposes only to help you learn about market history and understand how different investment strategies would have performed. It should NOT be used as the sole basis for making investment decisions. Always consult with a qualified financial advisor before investing real money.
Does WhatIf store my investment data?
WhatIf stores your recent searches and calculations locally on your device only for convenience. We do NOT collect, store, or transmit your personal information or investment data to any servers. All data stays on your device. See our Privacy Policy for full details.
Troubleshooting
Error: "Couldn't find data for [symbol]"
This usually means:
- The ticker symbol is incorrect or misspelled
- The asset doesn't have sufficient historical data for your selected dates
- Try searching by company/crypto name instead of symbol
Error: "No internet connection"
WhatIf requires an internet connection to fetch historical price data. Check that your device is connected to WiFi or cellular data. Once cached, you can view previous calculations offline.
Contact Support
Still have questions? We're here to help!
Email: support@390apps.com
When contacting support, please include:
- The asset symbol you're trying to check
- The exact error message (screenshot if possible)
- Your device model and iOS version
- Steps to reproduce the issue
We typically respond within 1-2 business days.